Hey - welcome back 😁
Busy week — but not with work. Made Tuesday an "errands day": license conversion, passport certified, haircut, groceries, other paperwork. Helped my girlfriend buy her first car earlier in the week too.
One of the underrated perks of this path is the freedom to batch all the annoying life admin into one day and just get it over with. No PTO, no lunch-break scrambling.
Anyway — 3 very different but all really solid deals below. One is my favorite - let me know if you can pick out which one.
💼 3 Businesses For Sale
Deal 1: Healthcare Digital Marketing Agency (SBA Pre-Qualified)
Asking Price: $750K | My Recommended Price Range: ~$500K | Revenue: ~$250K/year | Cash Flow: ~$197K | Growth: 30% YoY
Why it's interesting: 8-year-old agency with 15-20 recurring healthcare clients and 73% net income growth last year. SBA pre-qualified (10% down). Owner works just 20-30 hrs/week with a stable overseas team (3 contractors, all 2+ years tenure). Healthcare is a sticky niche — clients have budget and ongoing lead-gen needs. $16.5K MRR gives you a predictable baseline.
Link: WebsiteClosers #117934
Deal 2: Real Estate Aerial Media & Visualization (SBA Pre-Qualified)
Asking Price: $1.95M | Revenue: ~$920K/year | Cash Flow: $345K Customers: 600 in past year | Repeat Rate: 29%
Why it's interesting: Creates cinematic aerial footage and animated land visualizations for real estate agents/developers — all from satellite imagery, no on-site work. 646 projects last year at ~$1,249 average. Projects above $2K grew from 19% to 32% YoY (moving upmarket). Lean global contractor team. Strong in Texas, California, Florida. This is a systemized media production business with a strong pipeline of repeat customers and word of mouth and brand distribution already built in.
Big bonus if you already find this stuff cool
Link: WebsiteClosers #117939
Deal 3: Email/SMS Marketing Agency for E-Comm Brands (Australia)
Asking: $655K | Revenue: ~$480K | Profit: $393K (82% margin)
Why it's interesting: Boutique email and SMS automation agency with strong margins. High customer LTV ($27.7K AUD) means clients stick around. Remote and Systems already built for scale. If you're comfortable with Australia-based deals, this seems like a clean cash-flow machine at 2.3x profit. Main red flags to look into: only 2 years old, customer concentration, and competitive dynamics
Link: Flippa #12203869
💡 2 Insights This Week
SBA Changed the Rules in 2025 — Here's What Actually Affects You
Three changes that hit small business buyers:
SBSS score minimum raised from 155 to 165. This is the SBA's proprietary credit score combining personal + business credit. The 10-point increase screens out a chunk of borderline applicants before any human reviews your file. And most banks set their internal threshold at 175-180 anyway.
7(a) Small Loan cap dropped from $500K to $350K. If you're buying in the $350-500K range, you now need the full standard 7(a) process — more docs, longer timeline, stricter underwriting. Plan accordingly.
Guaranty fees are back. The pandemic-era zero-fee period ended. Expect 2-3.5% of the guaranteed amount added to your loan. On a $500K loan, that's $7,500-$13,000 extra.
Tactical move: Check your SBSS score on Nav.com before applying. If you're below 175, work on business credit first.
The 4 Due Diligence Red Flags That Kill Deals
When you're in DD, these are the ones that matter:
Customer concentration >25% — If one client is a quarter of revenue, you're buying a relationship, not a business.
Declining revenue 2+ years — One bad year is explainable. Two is a trend. Then ask is it something you can fix or industry-wide?
High employee turnover — Staff leaving signals problems you can't see in the financials.
Undisclosed liabilities — Pending lawsuits, tax issues, or debt the seller "forgot" to mention.
Tactical move: Ask for an aged receivables report. If >20% of AR is 90+ days overdue, that's cash flow risk hiding in plain sight.
📖 1 Story
The Tennis Shop That Proved a Point
Went to return demo rackets this week. The shop tracks them on handwritten scraps of paper. When I returned two, they had no idea I'd borrowed two — would've accepted one and never noticed. My restrung racket? Not ready, even though I'd scheduled it days ago.
This is one of the better tennis shops in Sydney. Busy. Good reviews.
This is the competition.
Not hyper-optimized startups. Just paper scraps and no tracking. A RaffleLink customer told me this week our competitor doesn't even have a phone number. Doesn't respond to emails for days.
That's not rare. That's most businesses. The bar is on the floor. Your unfair advantage might just be giving a damn.
See y’all next week,
@eddieacquires